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A Four-Pillar Framework for FinTechs
Those in financial services are familiar with the “three pillars” of the Basel Accord. This framework seeks to promote global economic growth by subjecting financial institutions to (i) minimum capital requirements, (ii) rigorous supervisory review, and (iii) market discipline standards. While the Basel Accord is mandatory for U.S.-regulated financial institutions, we have developed our own self-regulating principles, or “pillars,” for
Change.org Dives into Crowdfunding
The site, which just surpassed 150 million users, wants to build a platform for social change that extends beyond petitions. Since Change.org began focusing on viral petitions in 2011, one of the criticisms it has received has been that it facilitates "slacktivism," a breed of lightweight, passive action that passes for real engagement. And for about just as long, Change.org’s